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Survey about insurance for retirees offered by the FNEEQ

March 3, 2011 – Last fall, the FNEEQ and the AREF (Association des retraités de la FNEEQ – FNEEQ retirees’ association) undertook a vast joint consultation to identify as precisely as possible the level of satisfaction of people covered by the group insurance plan for retirees, the 1011.

To read the communiqué, click here (in french).

Group insurance contract renewed January 1, 2011

The group insurance contract for members of the FNEEQ-CSN was renewed on January 1, 2011.

To find out what has changed, click here (in french).

An insurance rebate cheque in the spring of 2010!

It’s very good news, but it needs some explanations, since in January 2010 we will have another increase in premiums. To start with, let’s take a look at the financial underpinnings of our insurance contract.

For more information… (in french)

For officers in charge of group insurance for public and private colleges – FNEEQ-CSN

The group insurance contract for teachers belonging to the FNEEQ – CSN was renewed on January 1, 2009. We are informing you about the changes made and the rates that will be in force from January 1, 2009 to December 31, 2009.

For information about changes, click here (in french). For rates, click here (in french).

Who has to be insured?

Fall 2007 – The law in Québec is that if a group health insurance plan is offered by the employer in your institution, you have to belong to it, including coverage for your spouse and dependents. There are also some exceptions.

To find out more… (in french)

Travel insurance

Fall 2007 – The travel insurance coverage in our basic health insurance plan offers all the protection you need if you travel: medical and hospital expenses, transportation, travel assistance and travel cancellation insurance for various reasons. The main exclusion is for people who use health insurance while travelling for a health problem that was known before their departure. For more details, consult the insurance booklet you received from La Capitale. You are unlikely to need to take out supplementary health insurance for your trip.

Basic health insurance and prescription drug costs

Fall 2007 – Drug costs are rising steadily. Here are a few recommendations…(in french).

Long-term disability insurance

Fall 2007 – Depending on your employment status as a teacher, how much will your premiums and benefits be? How long will you be able to draw benefits?

To find out more… (in french)

Terminating disability insurance before retirement?

Fall 2007 – What are the pros and cons and potential repercussions of such a decision? Here’s an explanation, using two examples (in french).

Premium holiday for long-term disability insurance

May 20, 2006 – At a meeting of participating unions on May 19, 2006, the following resolution was passed:

“that a full premium holiday for life insurance and long-term salary insurance be awarded, concentrated in the summer pay periods, for a period of three years, with an annual reassessment.”

Given the surpluses currently accumulated, the FNEEQ Insurance and Pension Committee (CFARR, for Comité Fédéral des Assurances et Régime de Retraite) has confirmed that this holiday, equal to about 15% of the amount of the premium, will be repeated this summer. So there will not be any deductions from your pay for life insurance and long-term salary insurance this summer.